Money Talks: CDs
from Money Talks
Our experts from New Perspectives https://www.newper.com/ help us learn all about CDs. Dr. Nancy Lottridge-Anderson, President of New Perspectives and Ryder Taff, portfolio manager at New Perspectives. Nancy and Ryder are both Chartered Financial Analysts and Ryder also holds the Certificate in Investment Performance Measurement from the CFA Institute. What is a CD? When is opening a CD a good idea? Is a 6-month CD at one institution identical to another? Where can you buy one? What’s the minimum or maximum for putting money into a CD? Do you earn a higher rate of return if you put in more money? Do CDs ever “go on sale”? How safe are CDs? Can you ever get out of a CD early? What are: Bump-up, Add-on, No penalty, Jumbo, IRA, and Callable CDs?
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