Mortgage AI From an Operator’s Perspective ft. Jason Harris

Read the blog post: www.multimodal.dev/pioneers-content/mortgage-ai-from-an-operators-perspectiveSubscribe to our weekly newsletter: https://www.multimodal.dev/pioneersHow is AI reshaping one of the most regulated industries in finance?Jason Harris, Strategic Initiatives Manager at American Portfolio Mortgage, joins Pioneers to unpack how AI is transforming mortgage lending from the inside out. Drawing on deep industry experience, Jason explains why a highly commoditized, Dodd-Frank–regulated market is primed for disruption, and how automation is already changing everything from underwriting to borrower experience. He shares why reducing manual processes is no longer optional, what lenders risk by delaying AI adoption, and how today’s shift mirrors past industry shakeups. The conversation also explores the broader macroeconomic backdrop, the future of interest rates, and how lenders should think about building, buying, or partnering on AI to stay competitive and scale responsibly.Timestamps: 00:00 Introduction to AI in the Mortgage Industry02:12 Guest Introduction: Jason Harris02:39 Evolution of Mortgage Technology04:33 Automation and AI in Mortgage Processes07:32 Current Applications of AI in Lending10:34 Impact of AI on Mortgage Professionals16:33 Macro Environment and Market Trends22:22 Strategic Investments in AI25:50 Build vs. Buy: AI Solutions for Lenders29:53 Conclusion and Final ThoughtsFollow Ankur Patel on LinkedIn: https://www.linkedin.com/in/ankurpatel9/Follow Ankur Patel on X: https://x.com/aapatel09Follow Multimodal on LinkedIn: https://www.linkedin.com/company/multimodalai/Follow Multimodal on Twitter: https://x.com/MultimodalAI