Overspending, Hoarding Cash, Avoiding Investing: The Real Reason Clinicians Struggle With Money

You make good money… so why doesn’t it feel like it?In this episode, Kristin unpacks the psychology behind money anxiety in high-earning medical professionals—why smart PAs, NPs, PharmDs, and physicians still avoid investing, overspend from burnout, or hoard cash “just in case.” You’ll start spotting the hidden money scripts you learned early, how they’re shaping your financial decisions today, and how to build awareness so your money plan finally matches your income.What if teaching your kids about money was as easy as reading a bedtime story?Millie’s Magic Coins helps busy medical parents build strong money habits early through a story kids actually love.Join the waitlist for early access and launch perks:https://www.millionairesinmedicine.com/milliesmagiccoins Inside this episode, you’ll hear:Why “money is just math” is incomplete (and what’s really driving your decisions)The childhood money messages that quietly become adult money habitsHow medicine’s delayed gratification + student loans can amplify scarcity + stressThe difference between “personal joy spending” vs “status signaling”Why loss aversion can keep high earners stuck in cashA simple exercise to identify your real-time money thoughts (and patterns)Kristin’s 4-question framework for challenging limiting money beliefsWhy financial literacy = self-awareness + behavior change (not just knowledge)DisclaimerThe Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.