Post-Divorce Retreats, When to Sell or Keep the House, and the Pitfalls of Starting a Divorce Without the Proper Support Network with Divorce Coach Annie Allen | Episode 80

Keep the House or Sell It in a Colorado Divorce + Post-Divorce RetreatsIn this episode of Divorce at Altitude, Colorado family law attorneys Ryan Kalamaya and Amy Goscha tackle one of the biggest financial and emotional decisions in divorce: Should you keep the marital home or sell it? They’re joined by Annie Allen, a certified divorce coach and RCSD realtor, to explain how housing decisions impact settlement strategy, cash flow, credit, and long-term stability especially in a competitive real estate market.Annie shares her personal story of ending a 22-year marriage, including the “decision day” that pushed her off the fence and how she prepared for divorce with a clear plan. From there, the conversation explores what happens when people try to navigate divorce without a strong support team—and why unmanaged emotions and ego often drive up attorney fees and create costly mistakes.On the real estate side, Annie breaks down the practical factors behind keeping the house: refinancing requirements, affordability after support, and the risk of becoming house poor. She emphasizes that in divorce, your most important asset may be your credit score, and explains why staying on a mortgage with an ex can create major financial exposure.Guest InformationAnnie Allen is a certified divorce coach, RCSD divorce real estate specialist, and host of the Starting Over Stronger podcast. She helps people make confident decisions about divorce, housing, and recovery with clear planning and practical support.Episode OutlineKeep the House or Sell It in Divorce Key pros/cons, equity, affordability, and emotional attachment.Annie Allen’s Divorce Story and Why Planning Matters How preparation reduces chaos, cost, and regret.Why Emotions Drive Up Divorce Costs How ego and reactivity create expensive conflict.Refinancing and Post-Divorce Housing Reality What lenders look for and why support income can be risky.Credit Score Risks and Joint Mortgage Exposure Why staying tied to an ex financially can backfire.Privacy and Strategy When Selling During Divorce How to avoid signaling “distress sale” to buyers.High-Net-Worth Considerations Identity, lifestyle, and how the home fits the bigger settlement picture.Post-Divorce Retreats and Healing Mind-body reset, reflection, and building a stronger next chapter.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].************************************************************************DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.