Property & Casualty Exam Prep 44, CGL Coverage A

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - CGL Coverage A responds to bodily injury and property damage claims caused by an "occurrence." - An "occurrence" is an accident, which includes continuous or repeated exposure to harmful conditions. - Coverage is limited to a specific territory, primarily the U.S., its territories, Puerto Rico, and Canada. - The key difference between Premises/Operations liability (work in progress) and Products-Completed Operations liability (work is finished). - Major exclusions include expected or intended injuries and liability assumed by contract, with a key exception for "insured contracts." For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep