Property & Casualty Exam Prep 45, CGL Coverage B Personal and Advertising Injury

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That CGL Coverage B protects against specific non-physical torts like libel, slander, false arrest, and copyright infringement in advertising. - How to distinguish covered "personal and advertising injury" from "bodily injury" in Coverage A. - The importance of the "knowing violation" exclusion, which denies coverage for intentional acts. - The function of the "prior publication" exclusion, which bars coverage for material first published before the policy period. - A simple mnemonic—"Bad-mouthing, Branding, and Bothering"—to recall the main categories of covered offenses. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep