Retirement Blind Spots That Could Cost You Thousands

April is Financial Literacy Month, and in this episode, I’m breaking down some of the biggest retirement blind spots I see all the time when working with clients—especially within the LGBTQ+ community. Josh and I walk through the risks that often go unnoticed: living longer than expected, underestimating healthcare costs, misunderstanding taxes in retirement, and relying too heavily on savings without a real income strategy. These aren’t mistakes people are intentionally making—they’re gaps in planning that can quietly reshape your retirement if left unaddressed. We also talk about how these issues can uniquely impact LGBTQ+ individuals and couples, from aging without traditional support systems to navigating Social Security and healthcare decisions. If you want to build a retirement plan that gives you clarity, confidence, and income you can count on, this episode is for you. Schedule your free financial consultation at TakePrideInRetirement.com or call 855-246-9211. -- Request your free RSSA Roadmap for Social Security optimizationWatch full episodes on YouTube:https://www.youtube.com/@TakePrideinRetirementShowFollow on BlueSky, Threads, Facebook, Instagram — just search Take Pride in Retirement --  Take Pride in Retirement is proud to be named one of the top Pride podcasts on the internet by FeedSpot. For more, go to https://blog.feedspot.com/pride_podcasts About Take Pride in Retirement:Take Pride in Retirement is a podcast dedicated to retirement planning solutions for the LGBTQ community. Host Matt McClure, a licensed fiduciary financial advisor, shares strategies to protect your hard-earned money while pursuing market-like growth. Matt holds the RSSA® credential as a Registered Social Security Analyst®, helping clients optimize their Social Security filing strategies to potentially increase lifetime income. He’s also a Certified Annuity Specialist® (CAS®), a designation earned through a 135+ hour graduate-level program in fixed-rate and variable annuities from the Institute of Business & Finance. Based in Georgia with his husband and two dogs, Matt spent over a decade in New York City, working with The Wall Street Journal Radio Network, NY1, and WCBS Newsradio 880. A career highlight includes reporting from the floor of the New York Stock Exchange.

An episode of the Take Pride in Retirement podcast, hosted by Matt McClure, titled "Retirement Blind Spots That Could Cost You Thousands" was published on April 10, 2026 and runs 25 minutes.

April 10, 2026 ·25m · Take Pride in Retirement

Summary

April is Financial Literacy Month, and in this episode, I’m breaking down some of the biggest retirement blind spots I see all the time when working with clients—especially within the LGBTQ+ community. Josh and I walk through the risks that often go unnoticed: living longer than expected, underestimating healthcare costs, misunderstanding taxes in retirement, and relying too heavily on savings without a real income strategy. These aren’t mistakes people are intentionally making—they’re gaps in planning that can quietly reshape your retirement if left unaddressed. We also talk about how these issues can uniquely impact LGBTQ+ individuals and couples, from aging without traditional support systems to navigating Social Security and healthcare decisions. If you want to build a retirement plan that gives you clarity, confidence, and income you can count on, this episode is for you. Schedule your free financial consultation at TakePrideInRetirement.com or call 855-246-9211. -- Request your free RSSA Roadmap for Social Security optimizationWatch full episodes on YouTube:https://www.youtube.com/@TakePrideinRetirementShowFollow on BlueSky, Threads, Facebook, Instagram — just search Take Pride in Retirement --  Take Pride in Retirement is proud to be named one of the top Pride podcasts on the internet by FeedSpot. For more, go to https://blog.feedspot.com/pride_podcasts About Take Pride in Retirement:Take Pride in Retirement is a podcast dedicated to retirement planning solutions for the LGBTQ community. Host Matt McClure, a licensed fiduciary financial advisor, shares strategies to protect your hard-earned money while pursuing market-like growth. Matt holds the RSSA® credential as a Registered Social Security Analyst®, helping clients optimize their Social Security filing strategies to potentially increase lifetime income. He’s also a Certified Annuity Specialist® (CAS®), a designation earned through a 135+ hour graduate-level program in fixed-rate and variable annuities from the Institute of Business & Finance. Based in Georgia with his husband and two dogs, Matt spent over a decade in New York City, working with The Wall Street Journal Radio Network, NY1, and WCBS Newsradio 880. A career highlight includes reporting from the floor of the New York Stock Exchange.

Episode Description