Retirement Q&A: The Questions LGBTQ+ Couples Ask Most Often

What are the biggest retirement questions LGBTQ+ individuals and couples are asking right now? In this special Q&A episode of Take Pride in Retirement, Josh puts me in the hot seat as we tackle some of the most common retirement planning questions I hear from clients and listeners. We discuss Social Security claiming strategies for married couples, how marriage equality impacts retirement planning today, how much cash retirees should keep on hand, estate planning considerations for people without children, the truth about annuities, and whether it's ever too late to catch up on retirement savings. Along the way, we explore some of the unique financial planning challenges faced by LGBTQ+ individuals and couples, including survivor benefits, chosen family considerations, and the importance of keeping estate documents up to date. If you've ever wondered whether you're making the right retirement decisions—or if you're worried you may be behind—this episode is packed with practical guidance designed to help you move forward with confidence. No matter who you are, where you come from, who you love, how you identify, or how much money you have, you deserve a retirement you can take pride in. -- Request your free RSSA Roadmap for Social Security optimizationWatch full episodes on YouTube:https://www.youtube.com/@TakePrideinRetirementShowFollow on BlueSky, Threads, Facebook, Instagram — just search Take Pride in Retirement --  Take Pride in Retirement is proud to be named one of the top Pride podcasts on the internet by FeedSpot. For more, go to https://blog.feedspot.com/pride_podcasts About Take Pride in Retirement:Take Pride in Retirement is a podcast dedicated to retirement planning solutions for the LGBTQ community. Host Matt McClure, a licensed fiduciary financial advisor, shares strategies to protect your hard-earned money while pursuing market-like growth. Matt holds the RSSA® credential as a Registered Social Security Analyst®, helping clients optimize their Social Security filing strategies to potentially increase lifetime income. He’s also a Certified Annuity Specialist® (CAS®), a designation earned through a 135+ hour graduate-level program in fixed-rate and variable annuities from the Institute of Business & Finance. Based in Georgia with his husband and two dogs, Matt spent over a decade in New York City, working with The Wall Street Journal Radio Network, NY1, and WCBS Newsradio 880. A career highlight includes reporting from the floor of the New York Stock Exchange.