Saltbox Mortgage Agent | Amanda Walczyk

In this episode of At Home in Waterloo Region, Cher Goetz sits down with returning guest and sponsor Amanda Walczyk, Mortgage Agent at Saltbox Mortgage, for a cozy conversation full of laughs, mortgage insight, and real talk. Between bites of chocolate chip cookies, the two dive into unique mortgage products, lessons learned in their careers, and their personal lives—from irrational fears to guilty pleasure TV shows. Amanda shares some eye-opening mortgage strategies and shines a light on why working with a broker can provide options and support you won’t find at a bank.In this episode, you’ll hear:[01:58] Amanda introduces Fraction, a unique mortgage product with no payments for up to five years and explains scenarios where it's especially helpful—like spousal buyouts or funding a new business.[06:49] The importance of having an exit strategy with any mortgage product and how brokers help guide clients through it.[07:38] Amanda outlines home warranty mortgage products offered by certain broker-partnered banks—covering everything from HVAC to plumbing, often free the first year.[10:04] Post-closing support: Amanda’s 12-month email campaign teaching clients how to shave years off their mortgage.[12:25] Why mortgage rate isn’t everything—real-world example of a client almost breaking their term within three months.[15:35] Amanda shares her surprising background in psychology, forensics, and wrestling![24:19] Fun, personal reflections on being Aquarius, irrational fears (needles and manhole covers!), and peaceful Sunday routines.[42:53] What’s lighting Amanda up in life and business—finally settling into her forever home, seeing client systems click, and feeling reconnected to her work and life balance.This episode is both informative and delightfully relatable, covering everything from financial empowerment to failed basil plants and hidden talents. Whether you're mortgage-curious or just in for a good conversation, this one is packed with gems.Connect with Amanda:Instagram: saltboxmortgage_agentLet's Connect:Instagram: https://www.instagram.com/at.home.coWebsite: www.athomecompany.caEmail Community: https://athomeco.myflodesk.com/podcastContact: [email protected] you to our Sponsors:• Amanda Walczyk, Mortgage Agent | Level 2 license at Dominion Lending Centres National Ltd, FSRA #12360Instagram: https://www.instagram.com/saltboxmortgage_agentContact: [email protected]• Den1880Website: https://www.den1880.coInstagram: https://www.instagram.com/den1880.co