EPISODE · Apr 21, 2026 · 39 MIN
Season 2: Episode 8: Finance and Freedom: Navigating Midlife Money Matters
from Midlife Mavens · host midlifemavens2024
On the Midlife Mavens podcast, psychologists Marci Burroughs and Carol O’Saben discuss midlife financial planning with CFP financial planner Mary Huntley of Cambium Wealth Partners, emphasizing that money is both an emotional topic and simple math. Mary describes a planning process that identifies hopes and fears, turns them into concrete goals with dollar amounts, and uses projections and probabilities to help clients shift from saving to spending in retirement. She advises interviewing financial professionals, looking for the CFP credential, and distinguishing planning from investment management, noting options from pro bono and hourly help to asset-based fees and standalone plans. The conversation covers savings “gut” numbers, marriage/divorce and Social Security considerations, budgeting basics, reducing eating-out costs, realistic travel, and helping women confidently spend, give, and plan tax-efficiently after accumulating wealth. 00:00 Money Fights and Sex 00:15 Podcast Intro and Disclaimer 01:17 Meet Financial Planner Mary 03:01 Why Money Feels Emotional 05:01 Therapy Meets Finance 06:55 Retirement Spending Fears 08:52 Fulfillment Generator Exercise 11:35 No Magic Retirement Number 12:25 Finding the Right Planner 14:49 Planning vs Money Management 16:45 Behavioral Finance Coaching 18:48 Costs and Affordable Options 20:59 Planning Fees Explained 21:30 Modular Planning Options 22:03 Planning Without Asset Management 23:41 Motivation Through Probabilities 24:51 Women And Money Confidence 25:59 Savings Intuition Example 27:50 Relationships Money And Midlife 28:36 Emotions Meet The Math 31:22 Midlife Money Myths And Tips 32:59 Food Health And Finances 34:35 Travel Dreams On A Budget 36:22 From Scarcity To Spending 38:11 Closing Thanks And Resources Got a question or a suggestion for a future episode? Use our “Ask Us Anything” Form: https://forms.gle/3bo4KuaXfGxCUS9C9 If you are looking for a therapist and would like to reach out to Marci or Carol, take a look at their websites: Marci: https://www.marciburroughsphdcst.com Carol: https://www.drosaben.com Other therapist directories you can use to help you find therapy include: Psychology Today: https://www.psychologytoday.com/us/th… Mental Health Match: https://mentalhealthmatch.com/ American Association of Sexuality Educators, Counselors and Therapists: https://aasect.org iTherapy: https://itherapy.com
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What this episode covers
On the Midlife Mavens podcast, psychologists Marci Burroughs and Carol O’Saben interview financial planner Mary Huntley of Cambium Wealth Partners about why money is a top source of conflict for couples and a major stressor for single midlife women, largely because finances are both emotional and “simple math.” Mary explains a values-based financial planning process that turns hopes and fears into concrete numbers—using a “fulfillment generator,” retirement spending assumptions, and probability projections—to help women move from saving to spending with confidence and make clearer decisions about relationships, divorce, and caregiving. They share practical guidance on finding a CFP, interviewing advisors, common fee models, and affordable options like hourly planning or financial coaching. Key midlife tips include spending less than you earn, being mindful about eating out and health-related choices, reframing travel goals to fit budgets, and addressing guilt, scarcity, and legacy planning when women have accumulated significant wealth.
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Season 2: Episode 8: Finance and Freedom: Navigating Midlife Money Matters
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