EPISODE · Apr 9, 2025 · 21 MIN
See Yourself in the Borrower (Private Money) with Neil D'Souza
from Property Profits Real Estate Podcast · host Dave Dubeau
In this episode of the Property Profits Podcast, Dave Dubeau chats with Neil D’Souza, a seasoned real estate pro with over two decades in the industry, now specializing in private lending (also known as hard money lending). Neil explains how private mortgages work, who they're for, and how you don’t need deep pockets to get started. He shares real-world examples—including one with his own kids—and outlines the three key things to look at before lending: collateral, character, and credit. Whether you're a retiree looking for passive income, a new investor with a few thousand dollars, or someone curious about lending as a strategy, Neil has practical insights for you. You’ll learn: How private mortgages differ from traditional bank financing Why investors choose private money (even with good credit) What a “syndicated mortgage” is and how it works Why lending in rural areas can offer better returns How to use RRSPs and TFSAs for private lending - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/
What this episode covers
In this episode of the Property Profits Podcast, Dave Dubeau chats with Neil D’Souza, a seasoned real estate pro with over two decades in the industry, now specializing in private lending (also known as hard money lending). Neil explains how private mortgages work, who they're for, and how you don’t need deep pockets to get started. He shares real-world examples—including one with his own kids—and outlines the three key things to look at before lending: collateral, character, and credit. Whether you're a retiree looking for passive income, a new investor with a few thousand dollars, or someone curious about lending as a strategy, Neil has practical insights for you. You’ll learn: How private mortgages differ from traditional bank financing Why investors choose private money (even with good credit) What a “syndicated mortgage” is and how it works Why lending in rural areas can offer better returns How to use RRSPs and TFSAs for private lending - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/
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See Yourself in the Borrower (Private Money) with Neil D'Souza
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