EPISODE · Jul 1, 2026 · 14 MIN

Should you be buying a house now?

from Artificial Intelligence Growth Architect | Connor with Honor | Real Estate Consultant · host Connor T. MacIvor | Connor with Honor

This Loom discusses whether to buy a house right now, emphasizing that the decision should not be based solely on mortgage interest rates. It explains that while rates matter and refinancing may help if rates drop enough, costs and timing can make refinancing not worthwhile, and it should be truly free if offered. The speaker also ties mortgage rates to 10-year bonds rather than the Fed funds rate, noting recent upward trends due to war, gas prices, and inflation. Finally, it cautions that using AI tools can misprice repair requests, illustrated by a ChatGPT suggestion of $12,000 for a tiny leak that the seller ultimately fixed for under $100 with no mold.Chapters00:00Buying a home now03:12Refi costs and break even05:55Mortgage rate and tax basics08:04Using AI then verify facts12:25Vet actions and avoid mistakesYoutube Channels:Conner with Honor - real estateHome Muscle - fat torchingFrom first responder to real estate expert, Connor with Honor brings honesty and integrity to your Santa Clarita home buying or selling journey. Subscribe to my YouTube channel for valuable tips, local market trends, and a glimpse into the Santa Clarita lifestyle.Dive into Real Estate with Connor with Honor:Santa Clarita's Trusted Realtor & Fitness EnthusiastReal Estate:Buying or selling in Santa Clarita? Connor with Honor, your local expert with over 2 decades of experience, guides you seamlessly through the process. Subscribe to his YouTube channel for insider market updates, expert advice, and a peek into the vibrant Santa Clarita lifestyle.Fitness:Ready to unlock your fitness potential? Join Connor's YouTube journey for inspiring workouts, healthy recipes, and motivational tips. Remember, a strong body fuels a strong mind and a successful life!Podcast:Dig deeper with Connor's podcast! Hear insightful interviews with industry experts, inspiring success stories, and targeted real estate advice specific to Santa Clarita.

What this episode covers

This Loom discusses whether to buy a house right now, emphasizing that the decision should not be based solely on mortgage interest rates. It explains that while rates matter and refinancing may help if rates drop enough, costs and timing can make refinancing not worthwhile, and it should be truly free if offered. The speaker also ties mortgage rates to 10-year bonds rather than the Fed funds rate, noting recent upward trends due to war, gas prices, and inflation. Finally, it cautions that us...

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How long is this episode of Artificial Intelligence Growth Architect | Connor with Honor | Real Estate Consultant?

This episode is 14 minutes long.

When was this Artificial Intelligence Growth Architect | Connor with Honor | Real Estate Consultant episode published?

This episode was published on July 1, 2026.

What is this episode about?

This Loom discusses whether to buy a house right now, emphasizing that the decision should not be based solely on mortgage interest rates. It explains that while rates matter and refinancing may help if rates drop enough, costs and timing can make...

Can I download this Artificial Intelligence Growth Architect | Connor with Honor | Real Estate Consultant episode?

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