Should you take out a fee-free mortgage? episode artwork

EPISODE · Jan 29, 2026 · 26 MIN

Should you take out a fee-free mortgage?

from Which?

For most of us, the headline rate of a mortgage deal is likely what we focus on the most. But not paying attention to the fee could leave you paying too much. In this episode, we’re joined by Which? Money journalist Sam Wilson who shares his new analysis into mortgage fees. He set out to find how it differs for first-time buyers, home movers and those looking to remortgage, and how the market compares to a year ago. Plus, David Hollingworth from L&C Mortgages shares his advice on what to look for when taking out a mortgage to ensure it fits your personal circumstances. Read Sam's full piece on our website & sign up for our free weekly Money newsletter Use our mortgage repayment calculator to compare costs Get in touch with us via email - [email protected] Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

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Should you take out a fee-free mortgage?

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This episode was published on January 29, 2026.

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For most of us, the headline rate of a mortgage deal is likely what we focus on the most. But not paying attention to the fee could leave you paying too much. In this episode, we’re joined by Which? Money journalist Sam Wilson who shares his new...

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