Should you use a 401(k) loan to buy a house? Pros, cons, and rules

1008. Thinking about raiding your retirement to fund a down payment? In this episode of Money Girl, Laura answers a question from Wendy, who’s considering taking a 401(k) loan to buy a home with 20% down. Learn the rules for using a retirement plan loan, its pros and cons, and alternatives for buying a home without borrowing from your retirement. Money Girl is a Quick and Dirty Tips Podcast, hosted by Laura Adams. Have a question for Money Girl? Email: [email protected] or leave a voicemail: (302) 364-0308. Discover more from Money Girl! Facebook Newsletter Transcripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

Episode metadata supplied by the publisher feed · Published Apr 3, 2026

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Should you use a 401(k) loan to buy a house? Pros, cons, and rules

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This episode is 13 minutes long.

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This episode was published on April 3, 2026.

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