Show 293 - Inside Pay360: Policy, Modernisation & AI: The Forces Reshaping UK Payments - Part 2 of 3

In the second of our two episodes produced in partnership with BPC, recorded live at Pay360 at ExCeL London, we explore the intersection of policy, infrastructure modernisation and emerging technology, and how each is reshaping the UK’s payments landscape. Graham Barrett spoke with: 1/ Mark Garnier OBE MP, Shadow Economic Secretary to the Treasury, The Conservative Party 2/ Eugenia Planas, Chief Information Officer for Markets Banking Payments and Resolution, Bank of England 3/ Dan Wilson, Head of Payments Strategy, Industry and Roadmap, Nationwide 4/ Saira Khan, Head of Innovation and Partnerships, First Direct Bank 5/ Macs Dickinson, Director of Engineering, LHV Across the conversations, our guests discuss: - The UK’s competitiveness in a world of stablecoins, tokenisation and DLT - How regulation, taxation and compliance shape innovation — and where the balance is slipping - The Bank of England’s modernisation of RTGS and the shift to a modular, future‑proof platform - Synchronised settlement, external ledgers and the foundations for the digital pound - Practical, near‑term use cases for AI and agentic AI in wholesale payments - The escalating arms race between fraudsters and financial institutions - Why customer experience in payments is evolving, not being reinvented A grounded, policy‑aware look at the future of payments.