Show 306 - Money20/20 Asia Part 2 of 2: Scaling Digital Assets, AI and Payments Across Asia

Recorded live at Money20/20 Asia in Bangkok, this second of two special episodes, produced in partnership with audax, explores what it really takes to turn banking innovation into scalable, real-world impact across Southeast Asia. Host Debbie West was joined by: 1/ Ying Ying Tan, Global Head of Product Management & COO, Financing & Securities Services Standard Chartered Bank 2/ Tuan Bui, Director Products & Solutions, Techcombank 3/ Phitha Tanpairoj, Head of Products, Transactional Banking, Krungsri Bank 4/ Vivien Tan, SVP, Alliance Bank Ying Ying Tan, Global Head of Product Management at Standard Chartered, shares how banks are moving digital assets beyond strategy into execution. She explains why success depends on solving real client problems, building ecosystem alignment, and sustaining long-term investment, and why the real challenge is orchestrating innovation across complex, global organisations to deliver scalable, revenue-generating outcomes. We also hear from Tuan Bui, Director of Products and Solutions at Techcombank, who discusses Vietnam’s rapid banking evolution and why strong data foundations are critical to future transformation. He outlines the bank’s journey toward becoming AI‑first, the role of government-led sandboxes in enabling innovation, and how emerging markets are uniquely positioned to leapfrog into the next generation of financial services. Phitha Tanpairoj, Head of Transactional Banking at Krungsri Bank, explores the explosive growth of digital payments in Thailand and the shift toward embedded finance. He explains how mobile-first behaviour, real-time payment infrastructure and ecosystem integration are redefining how customers interact with financial services, and why banks must move beyond channels to meet customers directly within their digital lives. Finally, Vivien Tan, Senior Vice President at Alliance Bank Malaysia, reflects on the realities of large-scale transformation. She shares why modernisation is an ongoing process rather than a single event, the critical role of trust and education in driving adoption, and why sustained discipline, not crisis, is what ultimately determines long-term success. A practical, insight-driven episode focused on execution, scale and the operational realities shaping the next phase of banking transformation across Asia.