Single & Struggling – Step 4: Setting SMART Goals That Actually Work

In this episode of the Single & Struggling series, we move into the next critical step: setting goals and taking control of your financial life.By now, you’ve organized your finances, prioritized your obligations, and started breaking the paycheck-to-paycheck cycle. Now it’s time to decide where you’re going—and build a realistic plan to get there.We walk through: How to set practical, achievable financial goals  The difference between short-term survival goals and long-term dreams  How to organize your debt and create a payoff strategy  Using tools like AI to map out your numbers and build a plan  Why housing, spending, and income decisions must align with your reality  When to consider options like credit counseling—and why bankruptcy should be approached carefully  The importance of building an emergency fund (even if it starts small) This episode is all about moving from reacting to your finances… to actively directing them.Remember: we’re not aiming for perfection—we’re aiming for progress.If you’re ready to take control, this is where it starts.💬 Have a question or comment? Contact Jerry here