Social Security Timing: Spousal and Survivor Benefits You Can't Afford To Get Wrong!

Your Social Security filing decision isn’t just about you, it’s about your spouse, your survivor, and your family’s long-term income.In this episode of That Financial Guy Show, I break down one of the most misunderstood parts of retirement planning: spousal and survivor benefits. You’ll learn:• How spousal benefits actually work and why they’re capped at 50% of your spouse’s Full Retirement Age amount • How delaying your own benefit can permanently raise your spouse’s survivor benefit for life • What divorced spouses need to know, including the 10-year rule and the remarriage age cutoff • How recent changes in 2025 repealed the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), increasing benefits for millions of retirees • Smart timing strategies to coordinate Social Security with pensions, annuities, and portfolio income • How to protect your plan from the sequence-of-returns risk in early retirementIf you’re married, divorced, or just starting to plan your retirement income, this episode will help you make smarter, more confident Social Security decisions — and maybe even boost your lifetime benefitsHelping you to be wise with your money!To see more videos discussing personal finance Subscribe:https://www.youtube.com/channel/UCbDA...For more resources: 👉   https://wfa-nc.com/insights 📝 Get your Free Retirement Plan checkuphttps://wfa-nc.com/retirement-plan-ch...To schedule a complimentary consultation with me: 👉...