SOLO | Make Money Leveraging Good Debt episode artwork

EPISODE · Apr 7, 2026 · 19 MIN

SOLO | Make Money Leveraging Good Debt

from Travis Makes Money · host Travis Chappell

Travis is a seasoned entrepreneur, podcaster, and former door-to-door sales rep who has built multiple businesses by strategically using low-interest and 0% debt. He shares candid stories of funding his podcasting journey, a software startup, and a brick-and-mortar franchise, all while navigating the psychological and financial risks of borrowing. His experience-based approach makes this episode especially useful for anyone torn between “all debt is bad” and “leverage everything.” On this episode we talk about: How Travis used a 0% credit card to launch his podcasting career Why he values financial, time, and location freedom in online business Using 0% credit cards and funding to build a software startup Financing a brick-and-mortar franchise with credit cards and an SBA loan The psychological side of debt and creating urgency without being reckless Top 3 Takeaways Strategic, low- or 0%-interest debt can accelerate your path into a new business or skill set when it’s used to buy knowledge, relationships, and revenue-generating assets—not toys. Debt works best when you have a clear plan to “outwork” it quickly, maintain strict discipline, and avoid stacking new debt just to cover old debt. Whether debt is “good” or “bad” depends on your psychology, habits, and situation; it’s a case-by-case decision, not a one-size-fits-all rule. Notable Quotes “My content is documenting what I’m doing. It’s not a sermon.” “I don’t like debt, but seeing it makes me go into hyperdrive to earn more and pay it off.” “Ask yourself: is this helpful, what are the downsides, what are the upsides, and can I comfortably outwork this debt?” Connect with Travis: Linktree: https://linktr.ee/travischappell Instagram: https://www.instagram.com/travischappell/ Other: https://travischappell.com/ Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. Capture leads, nurture them, and close more deals—all from one powerful platform. Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

Travis is a seasoned entrepreneur, podcaster, and former door-to-door sales rep who has built multiple businesses by strategically using low-interest and 0% debt. He shares candid stories of funding his podcasting journey, a software startup, and a brick-and-mortar franchise, all while navigating the psychological and financial risks of borrowing. His experience-based approach makes this episode especially useful for anyone torn between “all debt is bad” and “leverage everything.” On this episode we talk about: How Travis used a 0% credit card to launch his podcasting career Why he values financial, time, and location freedom in online business Using 0% credit cards and funding to build a software startup Financing a brick-and-mortar franchise with credit cards and an SBA loan The psychological side of debt and creating urgency without being reckless Top 3 Takeaways Strategic, low- or 0%-interest debt can accelerate your path into a new business or skill set when it’s used to buy knowledge, relationships, and revenue-generating assets—not toys. Debt works best when you have a clear plan to “outwork” it quickly, maintain strict discipline, and avoid stacking new debt just to cover old debt. Whether debt is “good” or “bad” depends on your psychology, habits, and situation; it’s a case-by-case decision, not a one-size-fits-all rule. Notable Quotes “My content is documenting what I’m doing. It’s not a sermon.” “I don’t like debt, but seeing it makes me go into hyperdrive to earn more and pay it off.” “Ask yourself: is this helpful, what are the downsides, what are the upsides, and can I comfortably outwork this debt?” Connect with Travis: Linktree: https://linktr.ee/travischappell Instagram: https://www.instagram.com/travischappell/ Other: https://travischappell.com/ Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. Capture leads, nurture them, and close more deals—all from one powerful platform. Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

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SOLO | Make Money Leveraging Good Debt

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This episode is 19 minutes long.

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This episode was published on April 7, 2026.

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Travis is a seasoned entrepreneur, podcaster, and former door-to-door sales rep who has built multiple businesses by strategically using low-interest and 0% debt. He shares candid stories of funding his podcasting journey, a software startup, and a...

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