Tess Waresmith: The Power of Small Changes, Limiting Beliefs Around Money, Financial Advisors, Investing, & More | FRLP 98

In this episode of the Fit Rich Life Podcast, I sit down with Tess Waresmith — accredited financial counselor and founder of Wealth with Tess. Tess shares her journey from climbing the corporate ladder to achieving financial independence and building a career centered on education, empowerment, and intentional living. We dive into the realities of personal finance most people never learn — from the hidden downsides of certain financial advisory models to understanding fees, investment risk, and taking true ownership of your money.  Tess breaks down how confidence, education, and experience compound over time, and how some limiting beliefs about money can hold you back from building wealth. We also explore how her background in athletics shaped her mindset around discipline, consistency, and long-term success — in both fitness and wealth.  This episode is packed with practical insights on money, systems, and redefining happiness for a truly Fit Rich Life. If you're ready to level up your life and career, this episode is for you.   Connect with Tess Waresmith: Tess's Free Investing Guide: http://www.moneyconfidentclub.com/savvy  Website: www.wealthwithtess.com  Instagram: https://www.instagram.com/wealthwithtess/    Get my FREE 29-Page Financially Fit Money Guide In this episode: [00:00–01:12] Financial Security Foundations — Saving Money & Meeting Tess Waresmith [01:13–09:26] An Unconventional Path — Early Career Moves, Real Estate Lessons & Taking Smart Risks [09:27–29:36] The Financial Advisory World — Good, Bad & Ugly Models + Taking Control of Your Finances [29:37–52:34] Money Mindset — Childhood Influences, Limiting Beliefs & Understanding Advisor Fees [52:35–56:22] Owning Your Investments — Confidence, Experience & Breaking Up with Your Advisor [56:23–01:11:20] Leaving Corporate — Financial Independence, Career Shifts & Consistency in Fitness and Wealth [01:11:21–01:39:18] Systems, Happiness & Long-Term Fulfillment — Final Lessons & Reflections   Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/   FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!  Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!