EPISODE · Apr 19, 2026 · 5 MIN
The 3 Budgeting Myths That Keep High-Earning Kiwis Stuck
from SortMe Money · host SortMe.com
High earners don't budget because they think they don't need to. The data says otherwise.SortMe's Chief Customer Officer Charlotte Barraclough spends her days looking at the financial positions of everyday Kiwi households — the dual incomes, the rental properties, the two KiwiSavers sitting with banks, the Sharesies account, the accountant who handles tax but not personal wealth. After thousands of these conversations, three myths keep showing up.In this episode:Myth 1: Budgeting is for people who are struggling (why complexity, not income, is the real driver)Myth 2: I already know what I'm spending (the couple who couldn't account for $3,400 a month)Myth 3: Budgeting software is too much effort to set up (what's actually changed)Why a 10-minute weekly check-in beats a perfect systemWhat Charlotte tells people in this positionRead the full article: sortme.com/post/budgeting-myths-high-earning-kiwis
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High earners don't budget because they think they don't need to. The data says otherwise. SortMe's Chief Customer Officer Charlotte Barraclough spends her days looking at the financial positions of everyday Kiwi households — the dual incomes, the rental properties, the two KiwiSavers sitting with banks, the Sharesies account, the accountant who handles tax but not personal wealth. After thousands of these conversations, three myths keep showing up. In this episode: Myth 1: Budgeting is for pe...
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The 3 Budgeting Myths That Keep High-Earning Kiwis Stuck
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