The 4% Rule Isn’t the Whole Story

How much can you really spend in retirement without locking yourself into a rigid rule? This episode explores why the familiar 4% withdrawal approach may fall short—and how flexible income “guardrails” can better match real life. Financial advisor Jimmy Lin breaks down dynamic spending strategies, the “retirement smile,” and why many retirees risk underspending their best years. The conversation also turns to legacy and estate planning, highlighting how thoughtful preparation can protect family, privacy, and peace of mind when it matters most. Tune into Glenn on Saturdays on WXLM from 12–1 p.m. and WJJF from 7:30–8 a.m. for more insights that go beyond the balance sheet.   Set up your complimentary meeting with Glenn to learn more about how Jabez Financial can help you plan your financial future. Go to JabezFinancial.com or call 860-390-0093.   Glenn has authored a chapter in the book “The Motivation Manifesto” – find it here: https://jabezfinancial.com/book/    Facebook: https://www.facebook.com/JabezFinancialSee omnystudio.com/listener for privacy information.