EPISODE · Apr 26, 2026 · 17 MIN
The 6 Wealth Tiers in Retirement (Where Do You Rank?)
from Income Over Wealth · host Dan Wilson
Most people think they're one tier above or below where they actually are. This episode walks through the Federal Reserve's retirement wealth breakdown and shows you what monthly income, daily stress, and real lifestyle look like from the bottom tier to the top 1%.The net worth range for each of the 6 wealth tiersHow income structure (not just net worth) changes everything at levels 5 and 6How to live like someone 1-2 tiers above where your savings put youTake the free Retirement Income Roadmap (7 questions, about 30 seconds): incomeoverwealth.com/mapWatch this episode on YouTube: https://www.youtube.com/watch?v=E9YmtNGyUu4This episode is educational and focused on strategy and math. Always consult a qualified tax or financial professional before making personal financial decisions.
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What this episode covers
The real net worth ranges for each retirement wealth tier, and what life actually looks like at each one.
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The 6 Wealth Tiers in Retirement (Where Do You Rank?)
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