The 8 Real Retirement Income Streams (Your 401k Isn't One)

Your 401(k) balance isn't income. Pulling money out of it means selling an asset, and that hurts most when the market is down. This episode sorts through what actually pays your bills after the paycheck stops, from Social Security and dividends to bonds, rentals, and private notes, then asks you to count how many real streams you have right now.Why a withdrawal from a 401(k) or IRA is a sale, not income, and when that timing hurtsHow a married couple can collect around $99,000 in dividends and long-term gains at 0% federal tax in 2026The eight streams sorted by whether they pay you without selling or working, and which one to build nextTake the free Retirement Income Roadmap (7 questions, about 30 seconds): incomeoverwealth.com/mapWatch this episode on YouTube: https://www.youtube.com/watch?v=Y1GV_LiyK80This episode is educational and focused on strategy and math. Always consult a qualified tax or financial professional before making personal financial decisions.