EPISODE · Jun 18, 2026 · 26 MIN
The Biggest Appraisal Change in 15 Years: What Every Realtor Needs to Know About UAD 3.6
from Dishin' Dirt with Gary Pickren
Send us Fan MailMost Realtors have never heard of UAD 3.6—but it may be the biggest change to residential appraisal reporting in the last 15 years.In this episode of Dishin' Dirt, Gary Pickren breaks down what UAD 3.6 is, why Fannie Mae and Freddie Mac are completely redesigning the appraisal reporting process, and what it means for Realtors, buyers, sellers, lenders, and appraisers.More importantly, Gary explains what agents need to do right now to better prepare listings, communicate value, and stay ahead of a rapidly changing real estate industry.You'll learn:✅ What UAD 3.6 actually is✅ Why appraisal forms are being replaced✅ How appraisal reporting is moving from forms to data✅ Whether UAD 3.6 will affect home values✅ How AI and technology are changing the appraisal industry✅ The biggest mistakes Realtors will make regarding UAD 3.6✅ How to create better appraisal packages✅ Why documenting upgrades and property features matters more than ever✅ How South Carolina Realtors can use these changes to better serve their clientsChapters00:00 Introduction to UAD 3.6 and its industry significance01:51 Historical context: Appraisal reporting since 200803:45 The shift from forms to data in real estate05:36 How AI and technology are transforming appraisals07:25 What changes with UAD 3.6: Standardized data collection09:21 Implications for appraisers and real estate agents11:38 Will UAD 3.6 affect home values?13:30 Common myths about UAD 3.6 and industry misconceptions15:22 Practical steps for real estate agents to adapt17:16 How to read and interpret appraisal reports19:30 Preparing clients and documentation for appraisal success21:25 Predictions for the future of appraisal technology23:16 Key takeaways and industry outlookWhether you're a Realtor, broker, lender, appraiser, closing attorney, investor, or simply interested in the future of real estate, this episode will help you understand one of the most significant industry changes currently underway.🔔 Subscribe for more real estate law, brokerage, and industry updates.📍 Hosted by Gary Pickren📍 Blair Cato📍 Dishin' Dirt PodcastDon't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.
What this episode covers
Send us Fan Mail Most Realtors have never heard of UAD 3.6—but it may be the biggest change to residential appraisal reporting in the last 15 years. In this episode of Dishin' Dirt, Gary Pickren breaks down what UAD 3.6 is, why Fannie Mae and Freddie Mac are completely redesigning the appraisal reporting process, and what it means for Realtors, buyers, sellers, lenders, and appraisers. More importantly, Gary explains what agents need to do right now to better prepare listings, communicate val...
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The Biggest Appraisal Change in 15 Years: What Every Realtor Needs to Know About UAD 3.6
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