The dip is a stage, not a verdict. episode artwork

EPISODE · Jul 27, 2026 · 9 MIN

The dip is a stage, not a verdict.

from A Considerate Retirement

The "emotional stages of retirement" are usually sold as a tidy staircase: honeymoon, disenchantment, reorientation, a settled new normal. The truth is more honest and more useful. Retirement does tend to move through a high and then, for many people, a low before it turns, but the research shows it is a map of the terrain and not a timetable everyone keeps. This is what the arc actually feels like, why the dip is a stage rather than a verdict, and why the giddy high and the flat low are the two worst times to make a decision you cannot take back. Full transcript and show notes: https://consideratecapital.com/podcast/the-dip-is-a-stage-not-a-verdict This content is for educational purposes only and is not investment, tax, or legal advice. Considerate Capital is a registered investment adviser in Illinois. Past performance does not guarantee future results. All strategies involve risk, including the potential loss of principal. Please consult your own tax, legal, and financial advisors regarding your specific situation.

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The dip is a stage, not a verdict.

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