The HECS Trick That Could Boost Your Borrowing Power by $100K!!! | FUNdamental Fridays

What if one simple move could put an extra $662 back in your pocket every month… and potentially boost your borrowing power by up to $100,000?In this Friday Fundamentals episode of The Property Couch, Ben Kingsley sits down with tax specialist Danish Ahmed to unpack a time-sensitive HECS/HELP strategy that many Australians don’t even realise exists.With indexation approaching on June 1, this episode walks through a real-life scenario showing how paying down your HECS debt early could help you avoid extra charges, unlock a tax refund, improve your monthly cash flow, and significantly increase your borrowing capacity if you’re planning to buy property.But timing is everything — and missing this window could mean leaving money on the table.If you’ve got a HECS or HELP debt, this is one episode you don’t want to scroll past.Want us to cover your scenario? Submit your question here: https://thepropertycouch.com.au/topics/⏱️TIMESTAMPS00:00 – The $662/month HECS hack explained00:28 – Why this strategy is time-sensitive00:56 – Real example: $120K income + HECS debt02:51 – How indexation impacts your debt04:09 – Unlocking $662 in monthly cash flow05:00 – Boosting borrowing power by $80K–$100K06:08 – Why you must act before June 107:39 – Key takeaways and next steps#ThePropertyCouch #HECS #HELPDebt #BorrowingPower #PropertyInvesting #MoneyManagement #PersonalFinance #AussiePropertyLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube