The Math That Convinces People to Stop Working at 58

The example in this episode moves the portfolio about $115,000 for one more year of work, which comes out to roughly $380 a month for life. Dan shows where each input comes from so you can run the same math on your own situation. All numbers are 2026.Why another year of work raises your Social Security check by only about $10 or $20 a month once you have 35 years of earnings, and the situation where it's worth several times thatThe 17-year low-income window that opens the day your paycheck stops, and why working until 62 deletes four years of itThe 30-hour line that keeps employer health coverage in place, so you can drop the hours without giving up the benefitTake the free Retirement Income Roadmap (7 questions, about 30 seconds): incomeoverwealth.com/mapWatch this episode on YouTube: https://www.youtube.com/watch?v=Db-D35f2EkUThis episode is educational and focused on strategy and math. Always consult a qualified tax or financial professional before making personal financial decisions.