The new AI playbook to earn more and borrow more – with Andrew Morello from The Entourage

Borrowing power is no longer decided at the bank – it's being quietly shaped by AI, spending habits, and financial behaviour long before investors ever apply for a loan. On a special crossover episode of Real Estate Business (REB) Podcast and How I Met My Broker, hosts Liam Garman and Hung Chuy sit down with Andrew Morello, winner of The Apprentice Australia, to discuss how artificial intelligence (AI) is reshaping the way investors build, protect, and lose borrowing capacity in today's market. Morello reveals that what used to take weeks of planning and analysis can now be done in hours, with AI accelerating everything from strategy development to financial modelling – giving some investors a serious speed advantage. The discussion also highlights a growing shift in lending, where AI and open banking tools are enabling lenders to delve deeper into real spending behaviour, meaning small financial habits can now directly influence borrowing outcomes. Chuy and Morello warn that property investors who ignore this shift risk falling behind, as borrowing power becomes less about income alone and more about how intelligently finances are structured and managed. Ultimately, the trio shows a new reality for investors: AI isn't just a tool for efficiency – it's becoming a gatekeeper to finance and growth. Did you like this episode? Show your support by rating us or leaving a review on Apple Podcasts (REB Podcast Network) and by liking and following Real Estate Business on social media: Facebook, X and LinkedIn. If you have any questions about what you heard today, any topics of interest you have in mind, or if you'd like to lend a voice to the show, email [email protected] for more insights.