The order of your returns matters more than the average.

Why does the order of your returns matter more than the average? Sequence-of-returns risk is the danger that the order of your returns, not the average, decides whether your money lasts. It is strange but true: while you are saving, the order barely matters; once you retire and start withdrawing, it matters more than almost anything. This explains why the first decade of retirement is the danger zone, and what actually reduces your exposure. Full transcript and show notes: https://consideratecapital.com/podcast/order-of-returns-matters-more-than-average This content is for educational purposes only and is not investment, tax, or legal advice. Considerate Capital is a registered investment adviser in Illinois. Past performance does not guarantee future results. All strategies involve risk, including the potential loss of principal. Please consult your own tax, legal, and financial advisors regarding your specific situation.