The order you draw from your accounts.

What order should you withdraw from your retirement accounts? The conventional withdrawal order, spend taxable accounts first, then tax-deferred, then Roth, is a reasonable default but not a rule. Treated as a rule it can leave a large pre-tax balance to grow untouched until required distributions force it out at a higher rate. The better aim is to keep your taxable income level across the decades, using the low-bracket years between retirement and required distributions. Full transcript and show notes: https://consideratecapital.com/podcast/the-order-you-draw-from-your-accounts This content is for educational purposes only and is not investment, tax, or legal advice. Considerate Capital is a registered investment adviser in Illinois. Past performance does not guarantee future results. All strategies involve risk, including the potential loss of principal. Please consult your own tax, legal, and financial advisors regarding your specific situation.