The Real Cost of Bad Habits | Kristy & Andrew | CHANGING LIVES | Season 3 Ep 28

Episode Description:Kristy and Andrew went from living on credit cards, overspending on “stuff,” and barely making ends meet to paying off $140,000 in just 10 months — while also building a multi-million-dollar property portfolio.In this inspiring episode, they reveal:- The brutal honesty it took to admit their financial truth- How they cut unnecessary spending without sacrificing joy- The mindset shift that made discipline easier than they ever imagined- Why their daughter now sees money, and life, differently- This is a story of transformation, resilience, and the power of making one bold decision.👉 Follow the link https://bit.ly/43V2jKN to watch the free webinar