The Resale Room: If You Had $3 Million Cash, What Would You Buy?

Hey! I'd love to hear your thoughts, send me a voice note.You've made a few rounds in property, maybe sold a unit or two, taken some profit off the table in stocks — and now you're sitting on $3 million in cash. What do you actually do with it?In this episode of The Resale Room, Harvey Chia is joined by co-hosts Viv Yeow and Teng Tan for a roundtable on a dilemma that's far more common than most people think. Not a hypothetical — the exact situation clients walk in with after they've done well. One solid $3M property, or two smaller plays? One name or two? Residential for the size and the self-stay, or an investment structured for the exit? And where do commercial, industrial and HDB shophouses fit once ABSD reshapes the whole equation?The panel walks through the real permutations: the all-in case for one strong $3M home in a central, flexible location; the dual-track play of a leveraged new launch alongside a more conservative buy for own use; and why more buyers are looking past residential entirely — collecting rent from industrial, navigating ABSD with commercial, and eyeing HDB shophouses as a hybrid income play. Harvey lays out his own two rules: one purchase leveraged while rates stay low, the second under-leveraged and paid down in cash so the downside is always covered.The throughline: with ABSD, it's no longer how many properties you own — it's how much good square footage you own in a single purchase. There's no one right answer, only the parameters that fit you.This isn't a podcast of knowledge. It's a podcast of deal-making.Disclaimer: The views and opinions expressed in this podcast are those of the hosts and guests. The discussion is intended for informational and entertainment purposes only. While the insights shared are based on personal perspectives and experiences, they should not be taken as professional or financial advice.A team from SRI Pte Ltd Agency Registration Number: L3010738A🎧 LISTEN ON THE GOSpotify: https://open.spotify.com/show/033UBNtfWriplfZ7hK1IWy?si=f2c1dd2db0484a5fApple Podcasts: https://podcasts.apple.com/podcast/id6794035786RSS: https://rss.com/podcasts/property-roundtableDisclaimer: The views and opinions expressed in this podcast are those of the hosts and guests. The discussion is intended for informational and entertainment purposes only. While the insights shared are based on personal perspectives and experiences, they should not be taken as professional or financial advice.A team from SRI Pte LtdAgency Registration Number: L3010738ACONTACT US FOR MORE PROPERTY REVIEWS & STRATEGIES↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓Buyers & Sellers: https://whatsform.com/byc-pj-----------------------------------------------------------------------------------------------STAY CONNECTED WITH US📸 Follow us on Instagram, Facebook and Tiktok: @propertyroundtableHARVEY CHIA