The Retirement Plan That Keeps You Waiting episode artwork

EPISODE · Jun 3, 2026 · 36 MIN

The Retirement Plan That Keeps You Waiting

from The Del Walmsley Radio Show · host Del Walmsley

  Del Walmsley argues that common beliefs about 401(k)s are misleading and can disadvantage workers over time. He says the tax benefits are misunderstood because contributions come from money people never actually receive in their paycheck, while still being subject to payroll taxes like Social Security and Medicare. He contrasts this with real estate investing, where rental properties can provide monthly cash flow, depreciation benefits, and long term appreciation. While acknowledging that 401(k)s can help with forced saving and limiting overspending, he believes they are less effective than building passive income streams and encourages listeners to consider real estate and other income producing assets for financial freedom. Ready? Follow the Roadmap Today Learn How to Make Money 5 Ways in Real Estate FREE workshop reveals how to create wealth and cash flow beyond traditional 401k approaches. Join FREE Live Case Studies - Meet real investors, connect with like-minded people, and make new friends who are building wealth through real estate. What if You Could Stop Guessing and Learn from Real Investors? Get time-tested strategies from people who actually own properties and have thrived through three recessions. Complete education, supportive community, and mentors who've been building wealth for over 30 years. Connect With Us Facebook | YouTube | Instagram | LinkedIn | TikTok The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.  

Del Walmsley argues that common beliefs about 401(k)s are misleading and can disadvantage workers over time. He says the tax benefits are misunderstood because contributions come from money people never actually receive in their paycheck, while still being subject to payroll taxes like Social Security and Medicare. He contrasts this with real estate investing, where rental properties can provide monthly cash flow, depreciation benefits, and long term appreciation. While acknowledging that 401(k)s can help with forced saving and limiting overspending, he believes they are less effective than building passive income streams and encourages listeners to consider real estate and other income producing assets for financial freedom. Ready? Follow the Roadmap Today Learn How to Make Money 5 Ways in Real Estate FREE workshop reveals how to create wealth and cash flow beyond traditional 401k approaches. Join FREE Live Case Studies - Meet real investors, connect with like-minded people, and make new friends who are building wealth through real estate. What if You Could Stop Guessing and Learn from Real Investors? Get time-tested strategies from people who actually own properties and have thrived through three recessions. Complete education, supportive community, and mentors who've been building wealth for over 30 years. Connect With Us Facebook | YouTube | Instagram | LinkedIn | TikTok The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.

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The Retirement Plan That Keeps You Waiting

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This episode is 36 minutes long.

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This episode was published on June 3, 2026.

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  Del Walmsley argues that common beliefs about 401(k)s are misleading and can disadvantage workers over time. He says the tax benefits are misunderstood because contributions come from money people never actually receive in their paycheck, while...

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