The Role of Credit Unions as a Homebuyer’s Secret Weapon with Todd Newpher

What role do credit unions play in today’s mortgage market, and how are they helping homebuyers navigate high rates and rising prices? In this episode of PlotLines, Heather and Britni sit down with Todd Newpher, Mortgage Origination Manager at PSECU, to uncover the unique advantages credit unions offer in a challenging housing environment. Todd explains how credit unions differ from traditional banks, from providing competitive rates to offering specialized programs that ease the financial burden on first-time homebuyers. The conversation also explores the resurgence of adjustable-rate mortgages, the impact of inflation on housing prices, and what borrowers can do to bridge affordability gaps. Tune in to hear Todd’s insights on how credit unions prioritize “people helping people” and why they remain a vital resource for today’s homebuyers.