EPISODE · May 5, 2026 · 13 MIN
107: The Student Loan Strategy Nobody Wants to Talk About
from The Money Mom Podcast · host Rachel Coons
We have $350,000 in student loans...and we're not paying them off early. When I posted about this on Instagram, the comments were a lot. So I decided to break down exactly what our strategy is, why we made this decision, and the math behind it.This isn't about getting a handout. It's about being intentional with debt instead of reactive.In this video I cover:Why we chose an income-driven repayment plan over aggressive payoffHow the 20-year forgiveness program actually worksThe tax bill that comes with forgiveness (and how we're saving for it)Why compounding investments beat a 6% linear return on debt payoffWhat this means for YOU — whether you have student loans or any other kind of debtxoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website
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We have $350,000 in student loans...and we're not paying them off early. When I posted about this on Instagram, the comments were a lot. So I decided to break down exactly what our strategy is, why we made this decision, and the math behind it. This isn't about getting a handout. It's about being intentional with debt instead of reactive. In this video I cover: Why we chose an income-driven repayment plan over aggressive payoffHow the 20-year forgiveness program actually worksThe ...
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107: The Student Loan Strategy Nobody Wants to Talk About
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