EPISODE · Jun 24, 2026 · 28 MIN
The talk about money most parents leave until too late
from Parenting Teens Untangled - Realistic, science-backed teen & tween parenting advice · host Rachel Richards
Ask Rachel anythingSeven in ten teenagers say they're very or extremely interested in investing. Not just curious, genuinely, actively interested. The problem is that most of us parents didn't become aware of investing until we were young adults or older, and half of parents say they wish they'd started sooner. That's a regret a lot of us are carrying around quietly, and without realising it, some of us are passing that same late start on to our kids.Teenagers today aren't waiting. They're already getting an education, just not necessarily the right one. They're watching creators on TikTok and YouTube who make it sound like picking the right crypto coin at the right moment is basically a personality trait. They're seeing posts about teens who turned a hundred pounds into ten thousand, and almost nothing about the ones who lost everything trying. It's exciting, it's fast, and it's completely untethered from the basics that actually build long-term wealth.That's why I invited Sonia Beardsmore, mum, former professional, institutional trader, and author of the book Raise a Mini Investor to talk to us about how we can discuss investing with our kids, how to start them young, and what a difference the deep financial literacy they can build while they're young and curious could really make in the long term. Sonia BeardsmorePrevious episode about pocket moneySupport the showPlease hit the follow button if you like the podcast, and share it with anyone who might benefit. You can review us on Apple podcasts by going to the show page, scrolling down to the bottom where you can click on a star then you can leave your message. Please don't hesitate to seek the advice of a specialist if you're not coping. There's no shame in reaching out for support. When you look after yourself your entire family benefits.Find all the tips from the episdoe on Substack: My emailMy website has a blog, searchable episodes, and ways to contact meInstagramFacebookYou can reach Susie at www.amindful-life.co.uk
What this episode covers
Ask Rachel anything Seven in ten teenagers say they're very or extremely interested in investing. Not just curious, genuinely, actively interested. The problem is that most of us parents didn't become aware of investing until we were young adults or older, and half of parents say they wish they'd started sooner. That's a regret a lot of us are carrying around quietly, and without realising it, some of us are passing that same late start on to our kids. Teenagers today aren't waiting. They're ...
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The talk about money most parents leave until too late
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