The Top 3 Investment Mistakes People Make in Volatile Markets episode artwork

EPISODE · Jan 21, 2026 · 12 MIN

The Top 3 Investment Mistakes People Make in Volatile Markets

from Retire With Confidence · host Josh Duncan, CFP®

Market uncertainty has a way of making even disciplined investors second-guess themselves. When volatility rises, headlines grow louder, emotions take over, and decisions that once felt simple suddenly feel overwhelming.In this episode, Josh breaks down the top investment mistakes people make during uncertain times and why these errors can quietly destroy long-term wealth if left unchecked. Drawing on decades of market history and behavioral finance, we explain why panic selling, waiting for clarity, and chasing headlines are so damaging.You’ll learn why panic selling often locks in losses at the worst possible time, how waiting on the sidelines causes investors to miss critical recovery days, and why market timing driven by financial news consistently leads to poor outcomes. Josh also discusses what the long-term performance of the S&P 500—particularly with dividends reinvested—reveals about patience, discipline, and compounding. Most importantly, he explains how a well-designed financial plan acts as a decision-making framework during volatile periods, helping investors stay aligned with their goals instead of reacting emotionally to short-term market noise.Want to achieve financial freedom for personal significance? Work with us at https://www.f5fp.comAbout F5 Financial Planning:At F5 Financial Planning, we help individuals and families align their finances with what matters most so they can live lives of Freedom and Significance. We are a fee-only, fiduciary financial planning and investment management firm, meaning we don’t earn commissions or sell products — our only commitment is to our clients’ best interests. We provide comprehensive financial planning, investment management, tax-efficient strategies, and retirement planning for families, corporate executives, and entrepreneurs. Our team serves clients nationwide through virtual meetings and from offices in Illinois, Georgia and Florida.At F5, our goal is simple: to help you gain confidence, clarity, and control over your financial future so you can focus on the people and passions that matter most. Visit https://www.f5fp.com to learn more about our services and planning process.*****Advisory services are offered through F5 Financial Planning, LLC, an SEC-registered investment adviser. This content is for educational and informational purposes only and should not be considered personalized financial, investment, tax, or legal advice.Viewing these videos does not create an advisory relationship with F5 Financial. All investments involve risk, including possible loss of principal. For guidance specific to your situation, please consult a qualified professional.

Market uncertainty has a way of making even disciplined investors second-guess themselves. When volatility rises, headlines grow louder, emotions take over, and decisions that once felt simple suddenly feel overwhelming.In this episode, Josh breaks down the top investment mistakes people make during uncertain times and why these errors can quietly destroy long-term wealth if left unchecked. Drawing on decades of market history and behavioral finance, we explain why panic selling, waiting for clarity, and chasing headlines are so damaging.You’ll learn why panic selling often locks in losses at the worst possible time, how waiting on the sidelines causes investors to miss critical recovery days, and why market timing driven by financial news consistently leads to poor outcomes. Josh also discusses what the long-term performance of the S&P 500—particularly with dividends reinvested—reveals about patience, discipline, and compounding. Most importantly, he explains how a well-designed financial plan acts as a decision-making framework during volatile periods, helping investors stay aligned with their goals instead of reacting emotionally to short-term market noise.Want to achieve financial freedom for personal significance? Work with us at https://www.f5fp.comAbout F5 Financial Planning:At F5 Financial Planning, we help individuals and families align their finances with what matters most so they can live lives of Freedom and Significance. We are a fee-only, fiduciary financial planning and investment management firm, meaning we don’t earn commissions or sell products — our only commitment is to our clients’ best interests. We provide comprehensive financial planning, investment management, tax-efficient strategies, and retirement planning for families, corporate executives, and entrepreneurs. Our team serves clients nationwide through virtual meetings and from offices in Illinois, Georgia and Florida.At F5, our goal is simple: to help you gain confidence, clarity, and control over your financial future so you can focus on the people and passions that matter most. Visit https://www.f5fp.com to learn more about our services and planning process.*****Advisory services are offered through F5 Financial Planning, LLC, an SEC-registered investment adviser. This content is for educational and informational purposes only and should not be considered personalized financial, investment, tax, or legal advice.Viewing these videos does not create an advisory relationship with F5 Financial. All investments involve risk, including possible loss of principal. For guidance specific to your situation, please consult a qualified professional.

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This episode is 12 minutes long.

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This episode was published on January 21, 2026.

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Market uncertainty has a way of making even disciplined investors second-guess themselves. When volatility rises, headlines grow louder, emotions take over, and decisions that once felt simple suddenly feel overwhelming.In this episode, Josh breaks...

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