Using Private Money to Fund Deals & Growth

In this finale of our Financing & Funding Series, Suzanne and I tackle one of the most powerful tools in real estate investing – private money loans. If you've ever felt like the lender holds all the cards, this episode is for you. We cover why private money is so attractive, how to find the right lending partners, and most importantly, how to position yourself as a serious borrower that lenders love working with. You'll learn how to build real relationships, prepare your paperwork like a pro, avoid red flags, and unlock a repeatable funding process that fuels long-term growth. Whether you're closing your first deal or scaling to 100+ units, this episode is loaded with strategy, practical advice, and real talk about how to get better, faster funding with less friction! Key Talking Points of the Episode 00:00 Introduction 00:44 Why private money is so attractive 02:15 Educated borrowers = better relationships, repeat deals 03:50 Do your homework: documents, checklists, vet your lender 05:04 Building rapport with your loan officer is a game-changer 06:26 Fast-track funding starts before the deal: documentation, LLCs, clarity 08:08 Know the terms: prepayment penalties, interest rate buy-downs 09:23 Green flag: lenders who ask the right questions first 11:22 Track record, credit, and cash flow: how to get preferred rates 12:26 Focus on a few great lenders and don't spread yourself too thin 14:03 Referrals, networking, and relationship ROI 15:14 Why you need an LLC before submitting a deal 16:13 Proactive, prepared, and professional wins every time Quotables "You don't need five lenders—you need two great ones who believe in your vision." "The best deals start before the deal: document checklists, LLCs, and a clear process." "Private money is about speed and flexibility, but it only works if you do your part." Links RCN Capital https://www.rcncapital.com/podcast https://www.instagram.com/rcn_capital/ [email protected] REI INK https://rei-ink.com/