Vivian Tu - "Your Rich BFF" & Author of Rich AF | The Ex-Wall Street Trader With 8 Million Followers Says the Old Money Rules Are Dead

➡️ Join 321,000 people who read my free weekly newsletter: https://newsletter.scottdclary.com ➡️ Like The Podcast? Leave A Rating: https://ratethispodcast.com/successstory Vivian Tu, known to millions as "Your Rich BFF," is a former Wall Street trader turned personal finance educator whose candid, jargon-free approach to money has built her a following of over 10 million people. She's the author of two New York Times bestsellers, Rich AF and Well Endowed, SoFi's first Chief of Financial Empowerment, host of the Networth and Chill podcast, a TED speaker, and the founder of Ask Dolly, an AI-powered personal finance app. Named to Forbes 30 Under 30 and the TIME100 Creators list, her mission is simple: make financial literacy less intimidating and more inclusive, especially for women and young people who've been left out of the money conversation for too long. ➡️ Show Links https://www.instagram.com/your.richbff/ https://www.youtube.com/yourrichbff https://www.linkedin.com/in/viviantu-yourrichbff https://askdolly.com/ ➡️ Podcast Sponsors Hubspot - https://hubspot.com/ Huel - https://huel.com/scott (Code: scott) NetSuite - https://netsuite.com/scottclary/ Framer - https://framer.com/design (Code: SuccessStory) LinkedIn Ads - https://linkedin.com/scottclary Cohesity - https://www.cohesity.com/datacloud Whatnot - https://www.whatnot.com/ Monarch - https://www.monarch.com/ (Code: success) Cash App - https://cash.app/ (Code: cashapp10) MyFitnessPal - https://podcasts.myfitnesspal.com (Code: SCOTT) Odoo - https://www.odoo.com ➡️ Talking Points 00:00 – Intro 04:23 – Has the Money Advice Changed? 07:10 – What to Do When You’re Broke 11:13 – Don’t Let the News Panic You 12:44 – Why We’re Gambling More 15:40 – The Old Money Playbook Is Dead 16:31 – Meet Ask Dolly 20:57 – Why Financial Advice Feels Broken 22:21 – When AI Needs a Human Expert 26:18 – Sponsor Break 30:27 – The Danger of AI Financial Advice 32:26 – Why Vivian Built a Business, Not a Course 37:22 – Building an $8M Creator Business 39:03 – How Creators Should Start 40:48 – Why Delegation Is So Hard 46:44 – Why Money Decisions Get Messy 48:45 – Sponsor Break 52:01 – Can You Afford to Have Kids? 55:40 – Money vs. Biology 58:15 – Don’t Let Others Decide Your Life 1:01:24 – The Sandwich Generation 1:03:42 – What to Do After a Layoff 1:04:40 – How to Future-Proof Your Career 1:07:47 – Why Money Is a Stamina Game 1:10:39 – The Worst Money Advice 1:11:40 – How to Start Investing 1:15:06 – The Future of Money 1:17:38 – Where to Find Vivian 1:17:54 – Vivian’s Final Advice