Vol.37 | 少数人讨论交易成本，多数人轻易诉诸文化

在东南亚，首先要定义的问题是“什么是东南亚”，或者“到底是否存在一个东南亚”？然后就要解释，华人在东南亚普遍性的“成功”，是由于其共同的文化，还是由于其处境，形成了一个现实的共同体，内部享有更好的信用支持和更低的交易成本。在东南亚的环境下，我们可能更容易理解，国内类似支付宝这样的平台，提供了一种非常重要的“信用基础设施”，显著刺激了消费及其背后的生产，而不仅仅是一个逐利的放贷人 ……

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Vol.37 | 少数人讨论交易成本，多数人轻易诉诸文化

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