We Tested Dave Ramsey’s 8% Withdrawal Rule episode artwork

EPISODE · Aug 12, 2026 · 45 MIN

We Tested Dave Ramsey’s 8% Withdrawal Rule

from True Wealth - Financial and Investing Podcast

Dave Ramsey says 8% can work in retirement. So we tested it against historical markets, compared it to the traditional 4% approach, and looked at what actually happens when markets go up, down, and sideways. Spoiler alert: the answer isn’t as simple as picking one number and sticking with it.

Episode metadata supplied by the publisher feed · Published Aug 12, 2026

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We Tested Dave Ramsey’s 8% Withdrawal Rule

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