True Wealth - Financial and Investing Podcast

What makes you rich? What wrecks you? What holds you back? What looks wealthy but isn’t? We made our picks, built our financial rosters, and compared answers live. Now it’s your turn to draft your financial future.

Everyone waits until January to set goals, fix their finances, and finally get their act together. But why wait? Fall has a natural reset built into it. Vacations are winding down, routines are coming back, and there’s still plenty of year left to make real progress. Forget the New Year’s resolution. Your fresh start might be right now.

Personal information is being passed around like a bag of popcorn, and you may have no idea who has it or what they’re doing with it. Companies are using data to influence what you see, what you buy, and potentially what you pay. Today we’re digging into Flock cameras, AI grocery pricing, the DELETE Act, and what it can mean for your money. Most importantly, how do you become a smarter consumer when the other side may know more about you than you think?

Dave Ramsey says 8% can work in retirement. So we tested it against historical markets, compared it to the traditional 4% approach, and looked at what actually happens when markets go up, down, and sideways. Spoiler alert: the answer isn’t as simple as picking one number and sticking with it.

Run. Jump. Swim. Yellow. Penguins. Hot dogs. Somehow, it all connects to your money. You’ll just have to listen to find out how.

Some investing ideas get repeated so often that they become accepted as fact, even when the market is far more complicated. In this episode, we challenge the assumptions investors rarely stop to examine, look at what may really be driving today’s market, and explain why the biggest risks and opportunities are often found beneath the obvious story.

We all have an invisible financial scoreboard. Today we’re asking who built it, and whether you’re playing the right game.

“Almost bought it. Almost sold it. Almost started it.” Funny how one little word can change your financial future. Today we’re talking about why “almost” may be the most expensive word you’ll ever say.

Feeling behind financially? You might be doing better than you realize. In this episode, we look at the overlooked signs that you are quietly building wealth. Are you paying down debt, owning appreciating assets, improving cash flow, gaining stability, and making choices that compound over time? Sometimes wealth does not feel like luxury, so what are the signs things might be going better than you thought?

“This time is different.” It’s one of the most common, and potentially dangerous phrases in investing. Every generation believes the rules have changed as new technology emerges and yesterday’s impossible becomes today’s normal. In this episode, we explore why history keeps rhyming, how our definition of “normal” quietly shifts over time, and why recognizing those changes may be far more valuable than trying to predict the future.

History is full of confident predictions that never happened. From market crashes to economic booms, the future has a way of surprising everyone. In this episode, we explore why uncertainty isn't something to fear, how investors can think differently about the unknown, and what lessons history teaches us about preparing for whatever comes next.

Tempted by the latest IPO hype? It’s easy to get caught up in the excitement, but history shows that excitement often leads to significant risks for the unprepared. In this video, we break down the mechanics of IPOs to help you see past the marketing, analyze how institutions approach these debuts, and identify the patterns that drive volatility for retail investors.

From buying on hype to selling during market declines, investors often face challenges that have little to do with stock selection and everything to do with behavior. Join us as we discuss ten common investing mistakes and the habits that may help investors stay focused on their long term goals.

The world has changed dramatically in just five years. We have moved from cheap money and low zero interest rates to inflation, higher borrowing costs, AI disruption, and growing geopolitical uncertainty. Today, we explore what these changes mean for families and businesses, while exploring potential investment impacts.

AI was supposed to replace human labor, cut costs, and supercharge productivity… But what happens if the math stops making sense? This week Dave and Matt dive into the exploding cost of AI infrastructure, massive energy demand, billion dollar data centers, and growing questions about whether companies are actually seeing returns on all this spending. From expensive AI queries to rising chip costs and signs that some companies may be slowing or re-evaluating parts of their AI spending. Is artificial intelligence becoming too expensive to scale the way investors imagined? Or are we still in the early innings of a technological revolution bigger than the internet itself? This is not investment advice, just a conversation about technology, markets, and the rapidly changing world around us.

Bond yield’s hot. Are portfolios droppin’? Treasury rates up, But inflation keeps rockin’. Stocks are up, Bond prices floppin’. Some want safety, But purchasing power’s stoppin’.

The AI revolution is underway... but will you even recognize this world in 5 years? Will you even recognize the stock market? Today we explore the massive changes quietly unfolding beneath the surface, why speculation and investing walk a dangerously thin line, and the opportunities and risks most people still are not paying attention to.

This week we dive into the GameStop & eBay style market chaos, & how a major acquisition like this could reshape the future of retail & online marketplaces. We also explore the race toward quantum computing & why some believe it could completely transform cybersecurity, AI, banking, & the global economy faster than most people realize.

An off the cuff look at the forces shaping markets and the global landscape. We connect economic trends, policy shifts, and investor behavior to explore what could lie ahead.

Death is not the only risk: poor planning is. We walk through what happens to your money, your spouse, and your legacy when you pass and how a proper plan can help put everything on autopilot.

Matt and David rank different ways people try to become millionaires, discussing the tradeoffs of risk, effort, and difficulty along the way.

David and Matt rank different ways people try to become millionaires, discussing the tradeoffs of risk, effort, and difficulties along the way.

Justin and Emma discuss retirement timelines, planning considerations, and where people often go wrong.

David, Justin, and Emma discuss how various taxes work and how different tax treatments can shape financial outcomes.

David and Derek cover a fun new holiday, sports betting, and how platforms like prediction markets are changing the way people view outcomes.

David and Emma discuss investing strategy, market patience, and why successful investing often looks more like farming than hunting.

How do markets actually react to war? We dive into history to uncover surprising trends & economic truths that challenge everything you think about investing.

Starting from scratch? Worried you’ve waited too long? We answer common financial planning questions to help you pivot from uncertainty to a solid long-term plan.

Stop overpaying for hidden fees. We expose advisory costs and the "order of operations" for wealth to help you break the cycle of reactive spending. Tune in!

Retirement used to follow a simple script. Work, save, retire, relax. So why does it feel more complicated now, even for people who did everything right? In this episode, we break down what changed, from disappearing pensions to rising healthcare costs and shifting tax rules, and why understanding the new rules matters more than ever.

Markets don’t always send clear messages. Sometimes prices rise while warning signs flash elsewhere, leaving investors unsure what actually matters. In this episode, we talk through why different parts of the market can move in opposite directions, how competing signals develop, and what it usually means when traditional relationships stop lining up. We explore how to think clearly when headlines conflict, emotions run high, and the market itself seems undecided.

You don’t need to be reckless to end up behind financially. Small habits can compound just as fast as bad decisions. We break down how to assess where you are right now and the micro changes that can quietly transform your financial future.

Are you overly cautious and delay enjoyment, or do you take on more risk than you can handle? We talk about how hard it is to find balance, why money decisions often feel emotional instead of logical, and why so many people feel stressed no matter which side they fall on. The goal of the conversation was not to give advice, but to acknowledge the reality people are living in and why money often feels heavier than it should.

Geopolitical change abroad and growing support for stimulus style policies at home are converging. This episode explores what is happening in Iran why tariffs and redistribution are back in the conversation and how markets typically respond when monetary and fiscal lines begin to blur.

"Former Venezuelan leader Nicolás Maduro was captured in a dramatic military operation that has raised more questions than answers. Was it about oil? Drug trafficking? Political power? Or something even deeper? Let’s break down the theories and what just happened."

A big picture conversation about money, purpose, and planning and how the perspective we have at Christmas can impact financial decisions year round.

Learn how to spot and stop today’s most common phishing and scam tactics—from fake emails and texts to phone calls and deepfakes—so you can protect your money with confidence, not fear.

The stock market has lived through many bubbles, but knowing when one will actually burst is nearly impossible. In this episode we explain what defines a bubble, why staying invested usually wins over fear, and how small portfolio adjustments can help while big emotional moves can hurt.

Believe it or not, interesting discussions about interest rates do exist! When rates move, they can shake up everything from homebuying to saving for the future, making them far more exciting and impactful than most people think.

Last-minute financial planning simplified! Your hosts, two expert advisors, tackle year-end tax tips, retirement contribution deadlines, and smart spending moves you can still make.

From misunderstanding risk, to stock overconcentration and crippling cash balances... your financial plan could have hidden dangers. We'll show you some places to look.

Unemployment is rising, wage growth has stalled, and consumer debt is exploding. At the same time AI is reshaping the job market. This episode breaks down what is happening, why so many Americans feel financially squeezed, and what you can do to stay ahead in a rapidly changing world.

It’s not about how much money you have: it’s about how well you understand it. Here are the five questions that separate people who retire confidently from those who just retire hopefully.

Are you chasing financial extremes? We break down the difference between high-stakes gambling and hyper-frugal penny-pinching, and show you the strategic middle path to a disciplined, long-term financial plan.

Between talk of insurance, trusts, and risk management, we somehow ended up debating espresso machines and tacos versus burritos. Tune in for a fun and fast paced conversation about protecting what matters and keeping the caffeine flowing while you do it.

We break down the truth about investing for everyday people. Some get ahead by being smart, some by being lucky, and some are just still figuring it out. From lottery-ticket logic to quiet wealth builders, this episode shows where you land on the Pyramid of Investing Greatness and how to move up without needing a finance degree.

On this episode of True Wealth, we're tackling the powerful connection between faith and finance. We'll dive into what biblical stewardship truly means and how you can apply these principles to your everyday financial decisions—from tithing and giving to saving and spending.

Everyone talks about the dream of running your own business but few mention the challenges that come with it. In this episode we dig into the highs, lows, and lessons from entrepreneurship, what it takes, what to expect, and how to navigate the journey.

Markets move in strange ways that often spark whispers of conspiracy. Are these just coincidences or signs of something deeper? We explore the stories, the patterns, and the possibilities that keep investors guessing.

Getting good financial advice can make or break your future. But how do you know if you're working with the right person? In this episode, we'll expose the red flags you need to look out for in a financial advisor. Whether you're considering a new partnership or want to double-check your current one, we'll help you spot the signs that it's time to find a better fit.