What the 3-Month to 10-Year Spread Signals Now

On this episode of The Bond Market Podcast with Fexingo, Lucas and Luna break down the widening spread between the 3-month T-bill yield and the 10-year Treasury note. As of June 8, 2026, the 3-month yield sits at 3.78 percent while the 10-year is at 4.47 percent — a 69-basis-point gap that tells a story about market expectations and Fed policy. The hosts explain why this particular spread matters more than the inverted 2-10 curve, how it affects money market fund flows, and what it signals about the path of rate cuts. They also touch on the sticky short-end yields despite a hot jobs report, and what bond investors should watch next. No fluff, just the numbers that matter. #ThreeMonthTBill #TenYearTreasury #YieldCurve #Spread #FedPolicy #RateCuts #ShortEnd #BondMarket #TreasuryYields #Liquidity #MoneyMarketFunds #JobsReport #FederalReserve #BondInvesting #FixedIncome #Economics #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo