What the Last Decade of Fintech Got Wrong | A Look Into Crypto Neobanks episode artwork

EPISODE · Jun 12, 2026 · 7 MIN

What the Last Decade of Fintech Got Wrong | A Look Into Crypto Neobanks

from Talking Tokens · host Talking Tokens with Jacquelyn Melinek

On this episode of Strata Research, presented by Talking Tokens & Token Relations, Jacquelyn sits down with Institutional Research Analyst Alex Beaudry to dig into crypto neobanks. Apps are rebuilding what Chime and Revolut did a decade ago, but on stablecoin rails and Alex explains how founders can set themselves up for success. Alex’s insights cover why the float and yield model is both the most lucrative and the hardest to sustain through a bear market, and where the real opportunity sits for anyone watching this space over the next 12 to 24 months.Check out the associated newsletter for more details: https://www.token-relations.com/p/the-neobank-playbook TIMESTAMPS00:00 Introduction to Crypto Neobanks02:59 Revenue Models and Market Dynamics06:02 Challenges and Risks in Crypto Neobanking08:04 Future Trends and ConsiderationsYou can subscribe to the podcast on Spotify, Apple or YouTube. If you enjoy the show, please leave a review — it really helps. Spotify: https://open.spotify.com/show/0LOgWxIQ0NnNUD5eXsSuoZ Apple Podcasts: https://podcasts.apple.com/us/podcast/talking-tokens/id1743669141YouTube: https://www.youtube.com/@TalkingTokens Follow us on X Jacquelyn:   / jacqmelinek   Talking Tokens:   / _talkingtokens   Follow us on Instagram   / _talkingtokens  Note: This podcast is for informational purposes only. Views shared are opinions, not financial advice. The host or guests may have financial interests in discussed content. 

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What the Last Decade of Fintech Got Wrong | A Look Into Crypto Neobanks

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