What West Point Didn’t Teach Us About Wealth Building | Real Estate, Leverage & Privatized Banking

West Point taught us leadership, discipline, and how to solve hard problems.It did not teach us how money actually works.In this conversation, I sat down with my former West Point classmate and current jiu jitsu teammate Baggio, a full time realtor in the Phoenix area, to talk about the financial education we had to pursue on our own after graduation.We share stories from getting started in investing, lessons learned in real estate, and the ideas that changed how we think about wealth building. One of those intersections for us became privatized banking and using capital more intentionally instead of constantly rebuilding from zero.I also share how changing the way I structured and stored capital helped me think differently about scaling real estate and long term planning.This conversation is about more than investing. It is about learning how to think, ask better questions, and build systems that create more freedom and optionality over time.Welcome to Generational Growth.00:00 Intro | Meet Baggio — West Point Classmate, Jiu Jitsu Teammate & Phoenix Realtor00:35 How Baggio Accidentally Got Into Real Estate02:15 Leaving The Military & Building A New Path03:30 My Biggest Investing Regret After West Point04:15 Why Real Estate Feels Like Creating Something From Nothing06:20 Risk, Growth & Why Real Estate Is Different06:55 Why Financial Education Is Not Taught07:50 Military Mentors vs West Point Network10:20 Learning Wealth Through Environment & Circle11:45 First Property Lessons Using The VA Loan13:10 Why Wealth Building Starts In The Mind14:15 If We Got The West Point Career Starter Loan Again…16:15 Traditional Advice vs Alternative Thinking17:25 Saving 50–70% Of Income & Discovering Privatized Banking18:00 How Family Changed Baggio’s Financial Thinking19:35 Why Life Insurance Became Important21:00 Real Estate + Insurance = Better Planning22:00 Discovering Infinite Banking Through Investing22:35 Why Trying To Build 3 Businesses Failed23:15 How Privatized Banking Changed Real Estate Scaling24:00 Scaling From 1 Property Per Year To Multiple Per Year24:25 What’s Next | Combining Real Estate + Insurance🏠 Baggio Website: Real Estate Agent – Baggio Saldivar - Real Broker📅 Book a Call with Me: Calendly🎧 Youtube Podcast Episode: Video details - YouTube StudioGet to your "why" quicker:🔗 All resources: https://www.generationalgrowthco.com/...📅 Book a call: https://www.generationalgrowthco.com/...🏦 Unlock the Vault: https://vault.generationalgrowthco.co...Educational content only. Not financial, tax, or legal advice.