Generational Growth with Austin Johnson
by Austin Johnson
Generational Growth is a podcast about entrepreneurship, investing, and building wealth with purpose.Hosted by former Army West Point officer, investor, and jiujitsu brown belt, Austin Johnson, the show documents his journey building a mission driven wealth focused on authentic relationships and giving investors turnkey access to a trusted wealth building team.At a time when distrust in corporations and governments is at an all-time high, this podcast is built on one core belief: people will save people — with a mission centered around supporting jiujitsu & disabled communities
Episodes
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After the Military, Who Has Your Back? | Frank Yeager
Leaving the military can mean losing the team, structure, and everyday support you relied on. How do you rebuild that support while deciding what comes next? Frank Yeager, co-founder of the Veteran-Owned Business Network, joins Austin Johnson to discuss veteran entrepreneurship, meaningful...
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Buying Rentals With Limited Cash: The Work Behind the Deals | Britton Eads
Getting into rental real estate with limited cash can mean bringing more time, renovation work, and financing partners to the deal. But what happens when the property needs repairs you did not anticipate? Britton Eads joins Austin Johnson to share his path from working in his family's fencing...
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Family Office Thinking for Middle-Class Families | Greg Junge
What can a middle-class family take from a family-office approach to wealth? Start with a question that belongs at every income level: what are we building, and are we preparing our family to carry it forward? Greg Junge, founder of Money Mindset Academy and author of Teen Money Mindset, joins...
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From Duplexes to Apartments: Scaling Without Skipping Steps | Mitchell Hosford
Scaling from duplexes to apartment buildings takes more than finding the next deal. What needs to grow with your portfolio: your capital, your team, or your experience as an operator? Mitchell Hosford, managing partner at Ironwood Capital Holdings, joins Austin Johnson to share his path from a...
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Maxed Your 401(k)? Pension Plans for Business Owners | Brent Henningson
A maxed-out 401(k) may not be the end of the retirement-planning conversation for a profitable business owner. But a larger deduction comes with funding obligations that the business needs to understand. Brent Henningson, founder of Saber Pension & Actuarial Services, joins Austin Johnson to...
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Rigan Machado on MACH5: Building the Future of Jiu-Jitsu
Being great at jiu-jitsu does not automatically teach you how to run an academy. What helps a school keep its students, support its coaches, and give more people access to the mats? Rigan Machado, a ninth-degree Brazilian jiu-jitsu red belt, joins Austin Johnson, Larry Shealy, and High Street Jiu...
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His Card Was Declined. Then One Conversation Changed His Life | Aaron Chapman
A declined debit card looked like rock bottom. Aaron Chapman now sees it as the moment that put him in the right place for one conversation that changed his career. In this episode of the Generational Growth Podcast, Aaron tells Austin Johnson how he went from working cattle, oil fields, mines…
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The Tax Moves Business Owners Miss Before Year-End | Christina Merrill
Tax preparation records what already happened. Tax planning gives business owners and real estate investors time to make better decisions before the year closes. In this Generational Growth webinar, Austin Johnson speaks with accounting professional Christina Merrill and real estate professional...
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Financial Freedom Is Only Level One | Omni Casey
Financial freedom can solve the money problem. It does not automatically give you purpose. Real estate investor Omni Casey reached financial freedom, stepped away from active work, and discovered that doing nothing left him depressed and restless. In this conversation, Omni explains how he…
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Private Lending Isn't Passive: The System Behind Every Good Loan | Doug Smith
Private lending can look passive from the outside. But who underwrites the borrower, structures the loan, services the note, and steps in when the deal stops performing? Doug Smith returns to the Generational Growth Podcast to explain the operating system behind a private lending portfolio.…
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Why More Revenue Can Still Leave Your Business Short on Cash | CPA Mark Stiles
Small business cash flow, business reserves, and tax planning can become more important as revenue grows. CPA Mark Stiles breaks down how business owners can protect cash, build operating reserves, plan for taxes, and turn business profit into future investment capacity. Mark’s path is unusual…
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Why Military Discipline Wasn't Enough to Build Wealth (Guest Podcast)
Military discipline taught us how to work, save, and stay committed. It did not automatically teach us how to structure capital, fund real estate, or build wealth around a larger purpose. This is a featured podcast appearance originally hosted by Steve "Zeus" Benton. Austin Johnson joined Steve…
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Why Small Business Health Insurance Keeps Getting More Expensive | Liz Antaya
Small business health insurance costs keep rising, but employers have more options than a traditional fully insured health plan. Health plan architect Liz Antaya breaks down level-funded health plans, ICHRAs, direct primary care, medical cost sharing, self-funding, and the questions business…
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What Happens If You Die Without a Will? Estate Planning Explained
What happens to your home, accounts, business interests, and family decisions if you die without a will or estate plan? Estate planning attorney Chris Hamm joins Austin Johnson to explain wills, trusts, probate, powers of attorney, and the decisions many families postpone until it is too late.…
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Rigan Machado's Black Belt Explains Why Jiu-Jitsu Gyms Fail
Jiu-jitsu can change a person's life, but opening a gym takes more than being good on the mat. Larry Shealy, a Rigan Machado black belt and leader in the Mach5 BJJ Union, joins Austin Johnson and Jay Shellhammer to talk about why jiu-jitsu academies need mission, business systems, safety,...
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ICHRA Explained: When It Actually Fits a Small Business
Small business health insurance can become one of the most unpredictable expenses on the balance sheet. Lance Rucks explains when an ICHRA may help an employer control the benefits budget, where it may not fit, and why business owners should start reviewing options before the renewal window gets...
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When Whole Life Insurance Is the Wrong Financial Move
Whole life insurance can create flexibility, but it cannot repair weak cash flow, consumer debt, or an incomplete financial plan. Scott B. Zuckerman explains when whole life insurance may fit, when term insurance may be more appropriate, and why the plan should come before the product. Scott is a...
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The First-Time Homebuyer Mistake That Can Wreck Your Budget
The biggest first-time homebuyer mistake may happen before you ever make an offer. Grant Vermeer explains why choosing the house before the team, mortgage budget, and financing preparation can push buyers toward decisions that do not fit their lives. Grant is a United States Naval Academy…
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How She Used $75K to Buy 13 Townhomes and Scale to 150 Doors
How do you scale a real estate portfolio when one bad handoff can erase the profit? Jennifer DeJesus shares how a $75,000 seller-financed deal for 13 townhomes helped start her path to roughly 150 doors. After corporate downsizing, Jennifer entered real estate and eventually built five connected...
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She Maxed Out Her TSP—Then Built Income Through Real Estate | Phya Webb
Private lending, real estate syndications, passive income, and federal retirement planning all come together in this conversation with Phya Webb. Phya shares how she went from a federal IT career and maxing out her TSP to exploring real estate, syndications, private money lending, and additional...
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Using Whole Life Policy Loans to Fund Real Estate | Real Numbers
This video walks through a whole life policy demonstration and shows how cash value, policy loans, liquidity, and real estate can work together inside a broader capital strategy. In this focused excerpt from a Generational Growth and Spartan Invest webinar, I break down a policy example using…
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Why Profitable Businesses Still Run Out of Cash
A business can show a profit and still have a cash-flow problem. In this episode of the Generational Growth Podcast, Austin Johnson sits down with accountant and business owner Christina Merrill to break down the financial foundation many small-business owners overlook. Christina has more than 30...
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How a Personal Capital System Actually Works | Privatized Banking Explained
Most people are taught how to save money. Far fewer are taught how to build a system for storing, accessing, and redeploying capital. This video walks through how I think about privatized banking and why it changed the way I approach liquidity, leverage, and buying assets. Banks create value by...
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Good Income. Paid Bills. Still Denied? What Lenders Actually See
You work hard. You earn an income. You pay your bills. Then a lender still tells you no. In this episode of the Generational Growth Podcast, Austin Johnson sits down with Ron Monaco to explore what lenders and underwriters may evaluate beyond the credit score—and why financial shame keeps many...
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Your Business Makes Money, But Can It Keep It? | CPA Ngoc Tran
A business can generate revenue, show a profit, and still feel financially fragile. In this episode of the Generational Growth Podcast, Austin Johnson sits down with CPA, fractional CFO, and business owner Ngoc Tran to explore why making money is only the beginning. A durable business also needs…
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If Your Business Needs You, It’s Harder to Sell | Exit Planning
A business that depends on its owner for every decision is harder to transfer—and usually harder to sell at its full potential value. In this episode of the Generational Growth Podcast, Austin Johnson sits down with business broker and serial entrepreneur Jay Calandra to discuss what makes a...
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He Turned $10K Vacant Lots Into Monthly Payments | Self-Directed IRA
What if part of your retirement capital could own real estate instead of being limited to conventional market assets? In this episode, Austin Johnson sits down with Michael Poggi, a former stockbroker and longtime real estate investor, to break down a vacant-land strategy involving self-directed...
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Stop Saving Back to Zero | Infinite Banking for Real Estate
Most people save for a down payment, drain the account, and start the entire process over again. In this episode of the Generational Growth Podcast, Kristyn and I explore a different approach: using a properly designed cash-value whole life policy as part of a broader capital system that can...
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Turnkey Real Estate for W2 Investors: Whole Life, Taxes & Scale | Shannon Sidney
Welcome to Generational Growth, a podcast where we teach employees and business owners how to grow and give with abundance. In this episode, I sat down with Shannon Sidney, a former law-enforcement officer turned turnkey real estate operator, to discuss building passive income, finding trusted…
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West Point Meets Annapolis: Private Lending, Real Estate Syndications, and Financial Education
In this episode, I sat down with Eric to talk private lending, real estate syndications, military academy backgrounds, financial education, and building wealth with a bigger mission behind it. Eric has a Navy and service academy background, and we connected through real estate, private lending…
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People Taking Care of People: Autism Support, Estate Planning, and Wealth With Purpose
I sat down with my sister to talk about My Autism Connection and the role programs like this can play for families and young adults with autism. This one is personal. MAC helps young adults build communication, independent living skills, social confidence, creativity, and community. For many...
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Infinite Banking in the U.S. vs Canada | How We Connected Through Values
Finding the right people in this space isn’t always easy. In this episode, I was featured on Kristy's Podcast with her Company, Abundant Wealth to discuss our infinite banking journeys. There’s a lot of noise, conflicting advice, and different intentions behind how infinite banking is presented....
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Private Lending Explained with Doug Smith: Real Estate Notes, Whole Life, and Risk Management
In this episode, I sat down with Doug Smith, author of The Mad Lender, to talk through private lending, real estate backed notes, underwriting, risk management, and how investors can think more clearly before lending capital. We covered what private lending actually means, why “being backed by…
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Private Lending Explained: Real Estate, SDIRAs, Whole Life, and Capital Structure
In this episode, I sat down with Sharon to talk private lending, real estate investing, Self-Directed IRAs, whole life policy loans, turnkey rentals, and how to think about capital structure with more intention. We covered how private lending can allow investors to participate in real estate...
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How To Read A Life Insurance Policy (Avoid Scams)
A lot of the “life insurance is a scam” conversation comes down to one thing: poor policy design and a lack of understanding. This video walks through how to actually read a policy. It’s the same framework I use when reviewing illustrations with clients so they understand exactly what they are...
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Self-Directed IRA + Whole Life: How Real Estate Investors Think About Capital
Self-Directed IRAs, Solo 401(k)s, private lending, real estate investing, and properly structured whole life insurance all come back to one bigger idea: Capital structure matters. In this conversation, I sat down with Brett Synicky from Sense Financial to talk about how real estate investors and...
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I Thought Infinite Banking Was a Scam (My Ego Cost Me 5 Years)
Five years ago, I made the biggest financial mistake of my life. I saw infinite banking as a scam and dismissed it without understanding it. My ego cost me years of learning about leverage, liquidity, and capital control. Infinite banking using whole life insurance can feel complicated because...
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What Military Transition Taught Us About Building Wealth | Jiu Jitsu, Money & Purpose
Steve and I both realized after military transition that building wealth wasn’t just about saving more. It was about learning how to structure capital, build assets, and think differently about funding real estate through strategies like infinite banking. 00:00 Intro | Military Transition, Wealth…
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How I Use Policy Loans to Buy Real Estate Without Selling My Capital
When I use policy loans for real estate, I’m not trying to be clever. I’m trying to stay in control. I use a properly structured whole life policy as my private funding source. When a deal shows up, I can access capital in days instead of waiting on a bank. The policy’s cash value stays in place,...
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Infinite Banking Explained: How Purpose-Driven Wealth Creates Real Financial Freedom
Infinite Banking only works when your wealth has a clear purpose. Most people chase tactics before they ever define their mission, values, or endgame, and that’s why their financial strategy feels scattered or meaningless. In this deep dive, I walk through the real starting point of any wealth...
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What West Point Didn’t Teach Us About Wealth Building | Real Estate, Leverage & Privatized Banking
West Point taught us leadership, discipline, and how to solve hard problems. It did not teach us how money actually works. In this conversation, I sat down with my former West Point classmate and current jiu jitsu teammate Baggio, a full time realtor in the Phoenix area, to talk about the…
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How Investors Are Scaling Real Estate with Privatized Banking & Turnkey Rentals
In this webinar, we break down how investors can combine turnkey real estate with properly structured high cash value whole life insurance to scale more efficiently, improve liquidity, and create flexible leverage. My West Point classmate and jiu jitsu teammate, Baggio Saldivar, opens the...
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Why I Launched Generational Growth | Infinite Banking
From Army officer to corporate project manager, I did everything the “right” way, saving 50%+ of my income. But I still felt trapped. When I discovered Infinite Banking, I realized the system was designed for me to lose. Generational Growth was born out of my mission to help disciplined wealth...
About this show
Generational Growth is a podcast about entrepreneurship, investing, and building wealth with purpose.Hosted by former Army West Point officer, investor, and jiujitsu brown belt, Austin Johnson, the show documents his journey building a mission driven wealth focused on authentic relationships and giving investors turnkey access to a trusted wealth building team.At a time when distrust in corporations and governments is at an all-time high, this podcast is built on one core belief: people will save people — with a mission centered around supporting jiujitsu & disabled communities
Hosted by
Austin Johnson
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