What you need to know about your pension to prepare for retirement episode artwork

EPISODE · Apr 23, 2026 · 50 MIN

What you need to know about your pension to prepare for retirement

from Which?

With big decisions to be made with your pension pots, preparing for retirement can feel complex, but understanding your options is key to making the most of your money. In this live episode of Which? Money, recorded in front of a live virtual audience, Joanne Padilla from the Which? Money Helpline answers your questions on some of the most important aspects of retirement planning including the pros and cons of annuities vs drawdown. Plus Steves Tait, investment and financial planning director at HUB Financial Solutions and Philip Brown, head of DC, investment and lifetime savings at Pensions UK share their expertise on how much you might need to retire comfortably. We also explore tax-free lump sums, tax planning, and how to track down and combine old pension pots. Read more about retirement planning on our website & sign up for our free weekly Money newsletter Listen to our four-part pensions podcast series to learn more about retirement planning & sign up for our free Retirement Planning newsletterGet in touch with us via email - [email protected] Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

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What you need to know about your pension to prepare for retirement

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