What's My Age Again? Financial Mistakes We Made at 25

We all made money mistakes in our 20s. The question is whether we learned from them.In this episode, Derek and Kelly are joined by guest Maggie Garden to talk about what they wish they knew at 25. From skipping the 401(k) to buying the wrong car to completely ignoring their credit scores, they get real about the financial decisions they'd do differently — and what you can do right now so you don't make the same ones.This one's part therapy session, part financial planning crash course.What's covered:Why your 20s are actually your most valuable investing years (and what it costs you to wait)The car mistake almost everyone makes — and why it matters more than you thinkCredit scores: what they are, why they matter, and how most people find out the hard wayHealth insurance gaps that can wreck your finances before your career even gets startedHow lifestyle inflation quietly sneaks up on youThe case for taking more risks early — in life and with your moneyReal talk on housing: what they got right, what they got wrong, and what they'd tell their younger selvesWhether you're in your 20s right now or just wishing you could go back, this episode has something for you.Chapters00:00 Reflecting on Our 25-Year-Old Selves01:33 Life at 25: Personal Experiences and Financial Realities07:51 Lessons Learned: Regrets and Aha Moments10:31 Financial Mistakes and Health Insurance Woes11:57 Navigating Credit Scores and Financial Awareness16:55 Traveling and Keeping Up with Friends23:54 Big Financial Decisions: Cars and Investments32:51 Advice to Our Younger Selves: Key Takeaways