When Timing Wrecks Retirement Plans

What if the most dangerous moment for your retirement plan is already here? Jimmy Lin explores how historical market dips, especially early in retirement, can reshape long-term outcomes through sequence of return risk. He breaks down why early losses hurt more, how volatility impacts withdrawals, and why many portfolios may be more exposed than expected—even with bonds. The conversation highlights strategies like index annuities and structured notes designed to help preserve assets and provide flexibility during downturns, emphasizing the importance of building a plan that adapts to unpredictable markets. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.